Motor Third Party Takaful is a mandatory requirement for all vehicles used in Maldives. This policy covers the damages caused to a third party due to a road accident in which you have to bear responsible. This policy does not cover any damages to your own vehicle or own bodily injuries.
Third party property damages up to MVR 40,000
Third party bodily injury or death up to MVR 60,000
Road accidents are increasing day by day and it is now crucial to have a wider insurance coverage to shield your vehicle from such losses. Amana Total Drive is particularly designed to provide an inclusive coverage for the vehicle owners to offer a total solution for such losses triggered from;
A road accident
Personal accident benefit
Third party property damages and third-party bodily injuries/death
We travel to explore, relax, enjoy and also to have a peace of mind from everyday bustling life. To have the kind of vacation you dreamt about, it is important to get covered from an ill-fated incident that may ruin your invaluable vacation. Travel Pal Takaful from Amana is specifically designed to provide you the right set of coverages to address the most of the incidents that may take you by surprise.
Personal accident, permanent or total disability cover.
Loss of checked-in baggage
Comprehensive medical cover with 24/7 medical assistance.
Missed departure/ connection
Cancellation and curtailment of trip
Loss of passport
Travel delay over 12 hours/ holiday cancellation
Covid 19 hospitalization
|Geographical Limit||Worldwide||Worldwide (excluding USA & Canada)||Asia|
|Benefits||Scheme 1||Scheme 2||Scheme 3||Scheme 4||Scheme 5||Scheme 6||Scheme 7|
|Personal Accident and
|Covid -19 Coverage||50,000||25,000||50,000||25,000||50,000||25,000||25,000|
|Loss of passport||250||250||250||250||250||250||250|
|Loss of checked in
|Travel Delay (12 hrs.)/
Expatriate employees account for more than a third of the population, they serve in different capacities in Maldives. To maintain a benchmark Government of Maldives have introduced a mandatory expatriate medical coverage. Hence, Amana Takaful, with its vast network of medical service providers have embarked on providing the best solution with convenience to end-users (expatriates) of the product.
Pharmacy bills & any prescribed medical bills Ambulance fees
i. Hospital Benefits
Daily ward and boarding charges at medical facility (excluding private room charges)
Intensive Care Unit
Hospital Supplies, services and operation Theatre
ii. Surgical Benefits: Surgical expenses comprising the following (but excluding organ transplantation)
Pre-Surgical diagnostic Services
Pre-surgical specialist consultation, surgical fees
iii. Medical Benefits (medical expenses for non-surgical treatments)
Pre-hospital diagnostic services
Pre-hospitalization specialist consultation
Daily In-Hospital Physicians visit (maximum 60 days)
Post- Hospitalization treatment (within 31 days from discharge)
iv. Pre-existing conditions
Repatriation cost of mortal remains to his/her country from Maldives or burial cost within Maldives (if loss of life occurs within Maldives) – up to the Annual Limit
Enjoy the freedom to take on opportunities and challenges in life, while ensuring that your loved ones will always be taken care of. Our Personal Accident Cover offers an annually renewable death and living benefit cover for yourself, including
Our belongings are precious, and we take whatever it takes to safeguard them all! The Renters Takaful is crafted knowing the requirements, to precisely address the most challenging issues for the renters in Male’ City. Renters Takaful covers you against a bunch of all-too-common situations, like flooding, fire and burglary damages to your belongings in the apartment you dwell.
Furniture’s and Fittings
Electric and Electronic appliances
Loss of Rent
Bursting or overflowing of water tanks, apparatus or pipe
Riot and Strike
Cyclone, storm and Tempest
|Up to MVR 200,000||MVR 299.00|
|MVR 200,001 to MVR 350,000||MVR 399.00|
|MVR 350,001 to MVR 500,000||MVR 499.00|
|MVR 500,001 to MVR 750,000||MVR 599.00|
The constant worry of property owners is on the challenges of uncertainty, and how to overcome from such an unbecoming, catastrophic and investment intensive loss. Buying a fire takaful offers wider coverage from a vast array of risks. Get your property covered now and be prepared for the unforeseen event.
Fixtures and fittings - including walls, gates and fences
Contents – furniture, machinery, electrical goods, stocks, etc.
Removal of debris
Loss of rent / alternative accommodation
Architects, Surveyors & Consulting Engineers Fees
Overflowing of water tanks/pipes
Tsunami & tidal waves
Cyclone, Storm and Tempest
Riot & Strike
Hurricane, Typhoon & Hailstorm
Volcanic eruption & Seaquake
Whether you’re looking to protect a small dhoni, fishing vessel, passenger/cargo vessel or a Safari Boat, hull Takaful is an important product in today’s marine industry. As well as paying for necessary repairs to your vessel’s hull, it covers the cost of machinery malfunctions and problems with on-board equipment. So if anything goes wrong, you don’t have to worry about the financial implications of putting it back to work.
Other Machineries and equipment’s
Comprehensive Cover: Provides coverage for damages occurred due to an incident identified below. In addition, this coverage includes for total loss of vessel as well.
Total Loss Cover: Coverage is applicable when the vessel encounters a total loss.
Perils of the seas
Loss or damage due to bursting of boilers, breakage of shafts or any latent defect in the machinery or hull
Loss or damage due to negligence of Master Officer Crew or piolet
Violent theft by persons from outside the vessel
Loss or damage due to contact with aircraft, helicopter or similar objects or objects falling
Contact with land conveyance, doc or harbor equipment or installation
Earthquake/ volcanic eruption/lightning
Accidents in loading discharging or shifting cargo or fuel
Your home is your sanctuary. A place to call your own. A place where love and laughter are unconditional. Takaful My Home is a tailor-made policy that ensures that your home, will always remain your safe haven, where memories are cherished and relived in the years to come.
Lightning and thunderbolt
Bursting or overflowing of water tanks
Damage by falling trees or branches
Plate glass accidental breakage
Loss of rent
Removal of debris
Architects, surveyor's and consulting engineer's fees
Electrical breakdown | Strike riot and civil commotions
* In addition to the above, we also provide the mandatory insurance policy requested by banks when applying for a housing loan. Takaful My Home is the best value for money policy you can get.